Pet Insurance

Company	Description
Tesco pet insurance	Up to 20% discount online, plus a further 5% discount off the reduced premium if you insure more than one pet with Tesco. 12 months free Petback Protect from Missing Pets Bureau. Choose to pay monthly by Direct Debit, or even pay with Clubcard vouchers when you apply. No maximum age limit for pets and your policy conditions won't change as your pet gets older.

Things to consider when buying pet insurance

Not all insurance is equal and the cheapest quote is not always the best. Always consider the following when comparing home insurance quotes:

Brokers versus direct insurers

Most of the insurance sites listed on DontShopAlone.co.uk are brokers rather than direct insurers. If you have an unusual pet, a broker will often find you the best deal, because most of the direct insurers prefer to play safe and insure standard risks. Brokers are however middlemen and as such, take a share of insurance premium. A direct insurer can potentially therefore, offer lower prices.

If you are in a hurry, using a broker can save time as they will compare several companies for lowest prices. Don't imagine however that any broker is going to look a the entire market. Each broker will only have agencies with a limited panel of insurers. If you have time, we suggest that you try more than one of the insurers in our list before buying.

Decide on the level of excess

"Excess" is the part of any claim that you will have to pay yourself and if you rarely make claims and just want the cheapest home insurance, you could opt for the maximum excess. You will sometimes be asked to choose the level of "voluntary excess". This may be additional to the standard excess or it may be instead of the standard excess. Check the terms carefully.