Things to consider when buying business insurance
Not all insurance is equal and the cheapest quote is not always the best. Always consider the following when comparing business insurance quotes:
Decide on the level of excess
"Excess" is the part of any claim that you will have to pay yourself and if you rarely make claims and just want the cheapest business insurance, you could opt for the maximum excess. You will sometimes be asked to choose the level of "voluntary excess". This may be additional to the standard excess or it may be instead of the standard excess. Check the terms carefully.